Mr. Carstens started his career with Toyota where he quickly mastered the sales and finance dynamics of the dealership world and then spent 10 years at People’s Trust Federal Credit Union, serving as the Senior Vice President – Chief Lending and Operations Officer. These experiences showed him that there is a way to save people money with their auto loan and he made this the mission of Ignition Financial.
Combining his expertise in the dealer and the lending arena with borrower financial education, Ignition Financial offers solutions that help the borrower keep more of their hard earned money. He and his team go to work for you to put you in the loan that fits your budget and goals, and not one that fills the auto dealers’ pockets.
Mr. Carstens holds a Bachelor of Science degree in Finance from the University of Houston – Downtown. He and his wife, Laura, live in Cypress, Texas with their three children.
Ms. Mearns has over 12 years of experience in the financial industry. Over her career, she has worked at banks and credit unions touching nearly every aspect of the business from daily operations, lending, branch management, financial reporting, training, documentation management, compliance, and product and system implementation. All of this has convinced her there is a way to make the lending process simple and easy. She works to remove any obstacle that bogs down the lending process with the borrower’s time and experience the end goal.